In case of my death, if my next of kin is an infant I will want my entire shares and savings including dividend and interest to be managed by my trustee for my next of kin.

In case of my death, I desire that, my entire shares and savings including dividends and interest accrued or Standing to my credit be paid to the under-mentioned person(s);

I hereby apply for membership in the above named Credit Union and agree to be bound by the
Bye-laws of the society. I understand that to have a successful society, members must own shares, make regular savings with the Union and receive loans for good purposes only. In addition, members are to make regular repayment of all loans taken without default.
In view of us being in our short-run of operations we put hold on partial withdrawal of members’ savings in other to build up strong capital base but this will be released as soon as our capital base is strong.
A member who requests for termination of his or her membership will be matured for payment of all outstanding with us after three months from the date of his or her request letter this is due to reconciliations and all administrative issues.
The Union has an Embedded Product in its Saving Product which is compulsory. The monthly Premium is Ghs. 2.00. It covers death of the main life and one nominated life. Critical illness, Hospitalization after three days and permanent Disability for the main life or member only.